Hello, this is Nathan. Just to confirm, are you shopping for a final expense policy?

We work with over (40) A-rated final expense companies, and every one of them will insure you if you have a checking account with a local bank or credit union.

Do you own a checking account?

All of the final expense companies will require your social security number and banking information when we apply. I don’t need that information now, but I just want to be transparent with you, okay?

I want to be very respectful of your budget… So, is there a specific price you’re trying to keep this under per month? Or how much coverage are you looking for?

Objection: "Not interested"

Response: No problem. I’ll take you out of our system. Did you already get some coverage?

Step 1: Needs & Budget

• Coverage for you only or someone else as well?
• Monthly budget target?
• Who’s the beneficiary?

Objection: “Want to think about it”

Response: This is just the first step to see if the carrier will accept you, and there is no payment today...

TERM

Term insurance covers you for a set period (10, 20, or 30 years). It usually provides higher coverage at a lower cost.

WHOLE LIFE

Whole life is permanent, never expires, and builds cash value. Great for final expenses or legacy planning.